Course Description: Cryptocurrency is frequently in the news and often misunderstood. What exactly is it? How does it work? And how can you determine whether it belongs in your financial life—if at all? This beginner-friendly presentation is designed to provide a clear, practical introduction to digital currency. Participants will explore the origins and evolution of cryptocurrency, gain familiarity with common tools and terminology, and develop a foundational understanding of how cryptocurrencies are bought, stored, and used. The course will also address key considerations such as volatility, risk, and basic tax implications.

Instructor: Jared Cales is a financial planner and founder of Phileo Advisory Group, an independent firm focused on helping individuals and families make confident retirement decisions. With over a decade of industry experience, he is known for making complex financial topics clear, practical, and easy to understand. Since 2017, Jared has provided retirement readiness presentations for major organizations, including United Parcel Service and Landstar Systems, Inc., as well as nonprofit organizations.

Schedule: 1 session: Monday, November 16, Nov. 16; 1:00-2:30pm.

Location: Room 203, St. Peter’s Episcopal Church, 801 Atlantic Ave., Fernandina Beach.

Cost: $10